{"id":578,"date":"2023-07-19T08:49:49","date_gmt":"2023-07-19T08:49:49","guid":{"rendered":"https:\/\/aadianishwarnidhilimitedbetul.com\/?page_id=578"},"modified":"2023-07-19T08:49:49","modified_gmt":"2023-07-19T08:49:49","slug":"fixed-deposit","status":"publish","type":"page","link":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/fixed-deposit\/","title":{"rendered":"Fixed Deposit"},"content":{"rendered":"\n<p><strong>Fixed Deposit<\/strong>\u00a0(<strong>FD<\/strong>) is a financial instrument provided by Aadi Anishwar Nidhi to its members, which provides members a higher rate of interest than a regular savings account, until the given maturity date. For a fixed deposit is that the money cannot be withdrawn from the FD as compared to a\u00a0 recurring Deposit or a demand deposit before maturity. Aadi Anishwar Nidhi offer additional services to FD holders such as loans against FD certificates at competitive interest rates.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Popular Fixed Deposit Schemes<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Scheme Code<\/td><td>Tenure<\/td><td>Rate of Interest (%)<\/td><td>FD Amount<\/td><td>Maturity Amount<\/td><\/tr><tr><td>FD_12 Month<\/td><td>12 Months<\/td><td>8.2<\/td><td>100000<\/td><td>108456<\/td><\/tr><tr><td>FD_24 Month<\/td><td>24 Months<\/td><td>8.7<\/td><td>100000<\/td><td>118784<\/td><\/tr><tr><td>FD_36 Month<\/td><td>36 Months<\/td><td>9.7<\/td><td>100000<\/td><td>126973<\/td><\/tr><tr><td>FD_48 Month<\/td><td>48 Months<\/td><td>10.2<\/td><td>100000<\/td><td>149613<\/td><\/tr><tr><td>FD_60 Month<\/td><td>60 Months<\/td><td>12<\/td><td>100000<\/td><td>180611<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Terms &amp; Conditions:<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>It is mandatory to be a member in the Company.<\/li>\n\n\n\n<li>Company will issue shares worth Rs.100\/- to FD account holder.<\/li>\n\n\n\n<li>Minimum FD would be of Rs.1000.<\/li>\n\n\n\n<li>Interest calculated quarterly compounded.<\/li>\n\n\n\n<li>Applicable TDS to be deducted on Interest as per the provisions of Income Tax Act.<\/li>\n\n\n\n<li>Loan available against deposit upto 75% of deposit amount after 1 from the date of deposit.<\/li>\n\n\n\n<li>In case of death of a depositor, the Company will repay to nominee or beneficiary the principal &amp; interest, at which it was accepted.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Fixed Deposit\u00a0(FD) is a financial instrument provided by Aadi Anishwar Nidhi to its members, which provides members a higher rate of interest than a regular savings account, until the given maturity date. For a fixed deposit is that the money cannot be withdrawn from the FD as compared to a\u00a0 recurring Deposit or a demand [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-578","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/wp-json\/wp\/v2\/pages\/578","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/wp-json\/wp\/v2\/comments?post=578"}],"version-history":[{"count":1,"href":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/wp-json\/wp\/v2\/pages\/578\/revisions"}],"predecessor-version":[{"id":579,"href":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/wp-json\/wp\/v2\/pages\/578\/revisions\/579"}],"wp:attachment":[{"href":"https:\/\/aadianishwarnidhilimitedbetul.com\/index.php\/wp-json\/wp\/v2\/media?parent=578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}